Podcasts and Articles

Featured Press

Philly high schoolers develop easy app to help predict the true cost of college

Finiverse, a project out of Wharton’s Stevens Center, supplements what students said was a lack of resources in Philadelphia public schools. Read more on Technical.ly.

Featured Podcast


Executive Director and Wharton Cypher Accelerator CEO Sarah Hammer sits down with Jayee Koffe, global head of enterprise execution and chief corporate affairs officer at BNY Mellon.

Recent Articles

Fox 29 Good Day Philadelphia thumbnail with Stevens Center representatives.

‘Finiverse’: App created by Philly students aims to help navigate student loans

David Musto, Robert King and Alhaji Bah join Good Day Philadelphia to discuss the ‘Finiverse’ app, which aims to help students navigate the confusing student loans process.

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Customer at checkout paying with their mobile device

How Digital Payment Systems Can Promote Adoption

Digital currencies are reshaping cross-border payment processing, offering advantages such as lower transaction fees and elimination of intermediaries. Despite such advancements, the global landscape regarding the adoption of digital transactions is markedly varied, according to panelists at a roundtable discussion titled “The Future of Digital Payments,” which was hosted by Wharton’s Future of Finance Forum in October 2023.

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Sindi Banaj and Maryem Bouatlaoui working together on laptops

How Friendship, Finance Blooms at Wharton’s Stevens Center

Sindi Banaj and Maryem Bouatlaoui became best friends in high school, but the Stevens Center for Innovation in Finance is where they became leaders. Both competitively selected to work as interns on a special project at the Center. Their assignment? Building an app from scratch.

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High school students visiting Wharton in November 2023 pause for a photo with Dean Erika James and Professor David Musto

A First Visit to the Wharton School: ‘Put Their Feet Where You Want Them to Go’

Nearly 150 students and a handful of teachers from eight public high schools in New York City experienced that feeling on Friday, November, 3, 2023, as they boarded buses in Brooklyn, the Bronx and Queens to travel to the Wharton School of the University of Pennsylvania for a day. Read full article

Stevens Center Unveils New App Made For Teens, By Teens

There are plenty of apps that can calculate college loan debt, but a new one from Wharton’s Stevens Center for Innovation in Finance is different right down to its digital DNA. This app is built by high school students, for high school students. Read full article

Sarah Hammer, pictured with students on Demo Day 2022

Wharton’s Cypher Accelerator is at the Forefront of FinTech

The Cypher Accelerator is a financial technology accelerator launched through the Stevens Center at Wharton. A remote, non-dilutive program dedicated to startups building their companies in a technology-based future, it is led by Professor Sarah Hammer, Esq. and David Erickson. Read full article

How NFTs Can Move Beyond Arts and Entertainment

NFTs are all the rage. These digital tokens—often associated with digital art and collectibles, songs, videos and designs—are everywhere, but they are more than novel art. In fact, NFTs may offer solutions, at least in part, to some of society’s challenges. Read full article

Wharton partnership offers college credits to underserved high school students

In fall of 2021, the Wharton School, in collaboration with the National Education Equity Lab began offering the course Essentials of Personal Finance, which was designed to teach personal finance concepts and financial decision-making to disadvantaged high school students. Across 10 weeks, students learned everything from defining and calculating simple and compound interest, to how the U.S. tax system works, to exploring ways to fund higher education and negotiate the best available financial aid packages. Read full article

Wharton cryptocurrency and blockchain support program unveils inaugural cohort

The Cypher Accelerator — which launches blockchain and cryptocurrency companies through Wharton’s Stevens Center for Innovation in Finance — announced its first cohort of companies that it will support. Read full article

What are non-fungible tokens?

Sarah Hammer of the Wharton School breaks down the basics of the new digital assets, which are growing in popularity. Read full article

Who will build for the builders?

Crypto startups raised $30B in 2021 and (it’s no surprise that) their largest spend bucket is talent. Transitioning to web3 is however a high friction journey in learning the ropes, finding a suitable role, proving credentials, and working in decentralized settings. Sudarshan Sarathy lays out the current enabler landscape and dives into opportunities to build for the builders. Read full article

A beginner’s guide to cryptocurrency

Wharton expert Sarah Hammer breaks down the basics of digital currency, which has exploded in popularity in recent years. Read full article

Conversation and Crypto with Entrepreneur Mark Cuban

Mark Cuban recently joined a virtual fireside chat with Sarah Hammer, Managing Director of the Stevens Center for Innovation in Finance, to discuss entrepreneurship, cryptocurrency, NFTs, and superheroes. Read full article

Taking a Closer Look at Cryptocurrency

Penn Today asked experts across the University to share their thoughts on what the future cryptocurrency landscape looks like, from business and banking, laws and regulation, to environmental impact. Read full article

Sarah Hammer & Sameer Gupta — Introducing Cypher, Penn’s New Blockchain Accelerator

The Cypher Accelerator is a blockchain accelerator launched through the Stevens Center at Wharton. The name and the logo were designed by students at the University of Pennsylvania. The board of advisors for the program includes Mark Cuban, Tim Draper, former CFTC Chair J. Christopher Giancarlo, and partners from Andreessen Horowitz, Bessemer Venture Partners, Bain Capital, QED Investors, Union Square Ventures, Point72, and Pantera Capital. Read full article

Penn will launch a blockchain startup accelerator in spring 2022

Penn’s Stevens Center for Innovation in Finance will launch a blockchain-specific accelerator program, the Cypher Accelerator, starting in spring 2022. The program will accept a cohort of 10-15 projects every semester to complete a three-month program that prepares them to launch a blockchain or cryptocurrency company.  Read full article

New Frontiers in Finance and Philanthropy

The Wharton School has long been synonymous with an educational experience at the leading edge of global business and finance. The School has solidified this reputation during the More Than Ever campaign, thanks in part to the newly established Stevens Center for Innovation in Finance. Read full article

Fintech Charters: What Does the Future Hold?

Financial technology firms, or fintechs, are facing a crucial time with regulators questioning plans to give them charters that would enable them to offer products similar to those of banks, but with relatively fewer regulatory requirements.  Read full article

Why Regulation Won’t Harm Cryptocurrencies

The confirmation on April 14 of Gary Gensler as chairman of the Securities and Exchange Commission has fueled worries that increased regulation of cryptocurrencies would hurt trading volumes and prices and stifle innovation in the nascent segment, and prompt industry participants to flee to less stringent jurisdictions.  Read full article ⇒

How Can Financial Institutions Prepare for AI Risks?

Artificial intelligence (AI) technologies hold big promise for the financial services industry, but they also bring risks that must be addressed with the right governance approaches, according to a white paper by a group of academics and executives from the financial services and technology industries, published by Wharton AI for Business. Read full article ⇒

Explore More Podcasts that Feature the Stevens Center

Wharton FinTech Podcast


The Wharton Fintech Club aims to promote fintech and foster innovation through a podcast series that features leaders from a vast range of fintech companies and fintech investors around the world.